What is the ruling on selling deferred debts to a third party at a 50% discount, so that the buyer may collect them, knowing that the original seller benefits from receiving his money in full, and the buyer benefits from acquiring customers without effort?

The aforementioned transaction is based on forbidden usury, for it is a loan in exchange for a benefit. This transaction ultimately becomes five thousand [paid] immediately for ten thousand [paid] deferred, which is the essence of usury. This is what occurs in issuing checks and selling bonds, and all of that is from the forbidden usurious loans.