What is the ruling on depositing, sending, and receiving money through Paysera online bank without a card, knowing that it is indispensable?

There is no objection to depositing money in the current accounts of electronic banks. However, it is not permissible to deal with investment accounts until it is confirmed that they are free from usury. It is permissible to transfer money between banks. For currency exchange operations, it is stipulated that the exchange must take place in the same session; otherwise, it is not permissible.