What is the ruling on using a prepaid Visa debit card issued by a European electronic bank, which is issued for a fee, and from which monthly fees are deducted, in addition to fees and a percentage on each purchase or withdrawal transaction, knowing that the card only works if there is a pre-existing balance from the customer?
It is permissible to use debit cards, and there is no objection to the issuing bank charging a fee for issuing the card, or for cash withdrawals, or for paying for purchases, whether the fee is a fixed amount or a percentage.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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