What is the ruling on using a prepaid Visa debit card issued by a European electronic bank, which is issued for a fee, and from which monthly fees are deducted, in addition to fees and a percentage on each purchase or withdrawal transaction, knowing that the card only works if there is a pre-existing balance from the customer?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to use debit cards, and there is no objection to the issuing bank charging a fee for issuing the card, or for cash withdrawals, or for paying for purchases, whether the fee is a fixed amount or a percentage.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/182466
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- Ftawy
- Original fatwa ID
- 182466
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy