What is the ruling on using a prepaid visa card for which the bank charges a 4% commission on every top-up transaction, knowing that the bank does not charge any commission when withdrawing or purchasing with it?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no harm in the bank charging fees for issuing a prepaid Visa card, whether it takes a lump sum or a percentage, and this is not considered usury (riba).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/130271
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 130271
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy