Are the additional fees (2% on international transactions and $10 for cash withdrawals from ATMs) on a prepaid Visa card considered usury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no harm in using pre-paid shopping cards, as they are free from the problems of usury, since there is no loan given to the customer by the issuing entity of the card. What the issuing entity takes is considered a permissible fee in exchange for services rendered.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/172403
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 172403
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy