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Are the additional fees (2% on international transactions and $10 for cash withdrawals from ATMs) on a prepaid Visa card considered usury?

1 min readAlso available in العربية

There is no harm in using pre-paid shopping cards, as they are free from the problems of usury, since there is no loan given to the customer by the issuing entity of the card. What the issuing entity takes is considered a permissible fee in exchange for services rendered.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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