What is the ruling on using a bank card that imposes fees on deposits and offers a discount upon purchase?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The customer paying an amount to the bank upon depositing into his account is permissible, and it may be in exchange for services. There is no objection as long as the balance belongs to the cardholder and is not a loan from the bank. Similarly, discounts when purchasing with the card are permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/144931
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 144931
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy