Is it permissible to switch to the "Investor" savings plan at Aramco to obtain a loan, and then revert to the "Non-Investor" plan?
We previously explained the impermissibility of the investment-based savings system and the permissibility of the non-investment-based system. The questioner cannot borrow unless he subscribes to the forbidden investment system, and this is an acknowledgment of and participation in a void contract. It is not permissible to proceed with this except in a dire necessity for which there is no alternative, with the obligation to switch to the non-investment system immediately after taking the loan.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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