Does the savings plan in one of the companies – which allows an employee to save between 5% and 15% of their basic salary with two options for investment or non-investment, and the company commits to doubling the saved amount at the end of service regardless of the investment option – have the same ruling as the Aramco system?

For participation in savings funds to be permissible, the following conditions must be met:

The deducted money must be invested in permissible projects, not in interest-based banks. The member's capital must not be guaranteed; rather, it should be subject to profit and loss. Otherwise, it becomes an interest-based loan. The member's profit from the fund must be a shared percentage, not a fixed amount.

Based on this, participation in this system, both in its investment and non-investment branches, is impermissible.