What is the ruling on usury and its conditions, and the ruling on purchasing a house from a usurious bank with an Ijara wa Iqtina (lease to own) contract?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is forbidden to deal with usurious banks unless no Islamic banks are available, and there is an urgent need to deal with them in a permissible transaction that does not involve prohibited conditions, such as agreeing to an increase in debt upon delayed payment. This is permissible out of necessity, and the necessity is to be judged by its extent.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/106306
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 106306
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy