Is it permissible to sell real estate units in installments with an increase in price according to the installment period, such that a unit sold for one hundred thousand Egyptian pounds in cash is then sold with a 50% increase over 5 years, a 100% increase over 10 years, and a 200% increase over 15 years? Is this considered usury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The scenario mentioned in the question—selling goods by installment—is permissible, provided that the sale is for a single term and at a single price. However, if the buyer chooses a specific term at a known price, and then the price is increased due to an extension of the term, this is forbidden usury (riba).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/36073
Where this answer came from
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- Ftawy
- Original fatwa ID
- 36073
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy