What is the ruling on returning the dowry in the event of annulment of the marriage contract before consummation if the dowry was divided into gold, furniture, and deferred payment, and only a small portion of it was paid, and does the husband have the right to demand the wife to return the full dowry stipulated in the contract?

If the separation between the spouses is a divorce before consummation or valid seclusion, then half of the Mahr (dowry) goes to the wife (ten thousand), and she retains six thousand after receiving four, unless she waives it. However, if the separation is an annulment (faskh) due to the woman, she has no right to the Mahr and must return what she has taken. If the annulment is due to the husband, then he owes half of the Mahr. In case of dispute, the Sharia court should be consulted.