Is it permissible for a doctor to issue a health certificate to clients for submission to insurance companies in order for them to obtain life insurance, thereby enabling them to secure usurious loans from banks?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Commercial insurance and interest-based borrowing are Islamically forbidden due to their inclusion of gambling, uncertainty (), and usury (riba). A transaction that combines them is not permissible to assist with. Therefore, it is not permissible for a doctor to issue a medical certificate to someone who requests it for this purpose, as that would constitute cooperation in sin and aggression.
Summarized from the full answer at Ftawy · imported
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- Ftawy
- Original fatwa ID
- 82078
- Imported
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