Is it permissible for a doctor to conduct a medical examination and write a report for an insurance company, in the context of obtaining an interest-based loan that requires a life insurance policy? And does the religious ruling differ if the report is on the doctor's private stationery or on a form from the insurance company? And does the doctor's prior lack of knowledge regarding the extent to which his report will affect the issuance of the policy or the granting of the loan have an impact on the religious ruling?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Life insurance and interest-based loans are forbidden in Islamic law. It is not permissible for a doctor to conduct a medical examination that serves these two forbidden purposes, as that constitutes cooperation in sin. The ruling does not change whether the report is written on the doctor's personal letterhead or on a form from the insurance company, and there is no difference between the completion or non-completion of the contract, as long as the doctor knows the purpose of the medical examination.
Summarized from the full answer at Ftawy · imported
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- Original fatwa ID
- 156121
- Imported
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