Is the Murabaha loan for purchasing a car, in which a commodity is sold by the bank to the customer in installments with the option for the customer to sell the commodity or for the bank to do so, permissible or is it Riba?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the bank owns the commodity it sells in installments, or purchases it at your request, such that it genuinely enters its ownership and responsibility before being sold to you, then there is no harm in that transaction. It is, however, better that you undertake the sale of the commodity yourself, inspect it, and take possession of it before selling it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/109170
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 109170
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy