What are the opinions of scholars and their evidence regarding the ruling on depositing money in riba-based banks, and which of these opinions is preponderant and why?

If depositing money in usurious banks is for the purpose of investing it with interest, then this is forbidden because it is usury (riba), and its prohibition is almost a consensus among scholars. However, if the intention is to place it in a current account without interest for the purpose of safekeeping, then this is permissible out of necessity or need.