What is the religious ruling regarding a mosque imam who deposits congregational donations in the bank in his own name, or trades with them, or borrows them?

If the Imam intends to own the donated money by depositing it in his name in the bank, this is impermissible, as it constitutes an unlawful seizure of funds and a betrayal. However, if the benefit necessitates him safeguarding the money in his name while acknowledging that it is not his property, then there is no sin upon him. Nevertheless, he must draw up a document clarifying the ownership of the money for the deserving entity. As for the Imam who trades with donation money, he is sinful and accountable for the money, as he is disposing of something he does not own.