What are the scholarly opinions regarding the ruling on using something purchased with a Visa card that has a usurious condition in its contract, and what is the most preponderant opinion supported by evidence?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Issuing and dealing with credit cards that involve usurious conditions is prohibited. However, there is no harm in using and benefiting from goods purchased with such a card, because the prohibition of borrowing with usury is connected to the borrower's liability and not to the money itself.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/148071
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 148071
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy