What is the ruling on purchasing with a Visa card if it contains an interest-based condition, knowing that the user deposits money into the card beforehand and buys with it, and does not take money from the card itself?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
We have not been able to ascertain the location of the usurious condition in the aforementioned card. If it is a covered card, the general rule is that dealing with it is permissible and there is no harm in it, because it does not involve usurious transactions. In general, the we hold is that it is not permissible to enter into a transaction that contains a usurious condition.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/189667
Where this answer came from
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- Ftawy
- Original fatwa ID
- 189667
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy