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The question

Is a person's gift to the lender after repaying the debt, with the intention of compensating him for an unseen harm, considered usury?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

If you pay off a debt and add something to it out of your own good will, or if you give a gift to the creditor as compensation for a delay, then this is good and there is no harm in it; because of the Prophet, peace and blessings be upon him, who said: "The best among people are those who are best in paying off debts."

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
19489
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy