Are the administrative fees requested by the Saudi Credit and Savings Bank for commercial loans considered usury, based on the jurisprudential rule "every loan that draws a benefit is usury"?

If the aforementioned fees represent actual wages for the expenses incurred by the bank in carrying out its activities, and are not a trick to circumvent usurious interest, then there is no harm in paying them and entering into the transaction. It is forbidden for the fees to be a percentage linked to the amount, so that it does not become a trick for usury. One can inquire from specialists in the country to determine whether these amounts are actual fees or forbidden interest.