Is it permissible to take out a loan from a bank with interest, which a friend pays from the interest of his savings, or is it not permissible even if the friend refuses?

Borrowing with interest (riba) is forbidden in Islamic law, except in cases of necessity that would lead to destruction or unbearable hardship, or inability to secure the minimum necessities of life, or the imprisonment of the debtor, which would harm their livelihood and family. It is not permissible to borrow with interest if the situation has not reached the level of necessity. The prohibition is not altered by another person paying the interest, even if it comes from interest-based earnings. If it is possible to secure housing through rent, then it is not permissible to borrow with interest. Similarly, it is not permissible to deposit money in interest-based banks. Interest-based earnings must be disposed of by spending them on the welfare of Muslims or on the poor. It is permissible to place money in a current account in interest-based banks when necessary and when an Islamic bank is not available.