Is it permissible to take a bank loan with an interest-bearing rate?
It is not permissible for a Muslim to borrow with interest; for every loan that draws a benefit is usury (riba), and the Prophet, peace and blessings be upon him, cursed the one who consumes riba, the one who pays it, its scribe, and its two witnesses.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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