Is it permissible to take a loan from a bank due to dire circumstances and the necessity of paying off debts?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Borrowing from usurious banks is Islamically forbidden. However, it is permissible in cases of dire necessity, where a person's life would be severely affected if they do not take the usurious loan. In such a situation, it is permissible to the extent of the need, bearing in mind that not everything people perceive as a necessity is considered a legitimate necessity in Islamic law.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/50879
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 50879
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy