Is it permissible to give a certified check to a person who will withdraw an amount of 34,000 Libyan dinars and take a commission ranging between 1% and 2% in return for providing cash liquidity, which is unavailable in Libyan banks?
It is not permissible to sell a check for less than its value, because that involves usury of excess (riba al-fadl), usury of delay (riba al-nasi’ah), and uncertainty (gharar) if the check is not guaranteed or is post-dated due to insufficient funds or liquidity.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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