Is the financial amount (five thousand dirhams) earned in exchange for a mediation, which consists of a person depositing a sum of money into the account of a company whose owner does not possess sufficient funds to establish it—for the purpose of obtaining a commercial license, after which the amount is returned to its owner—considered lawful or unlawful? And is this action considered usury, given that the operation is ostensibly legal but carried out through deception?

The contract concluded between one who wishes to establish a company and one who pays him money in exchange for permission to open it is a loan conditioned on the payment of an additional sum. This is usury (riba), forbidden by the consensus of scholars. It is not permissible for you to be an intermediary in this forbidden contract, due to Allah Almighty's prohibition of cooperating in sin and aggression. Scholars have unanimously agreed that stipulating an increase in a loan is usury.