Should one pay off a bank debt and postpone a loan to a relative, or vice versa?

If lending does not prevent debts from being paid on time or cause the neglect of an obligatory expenditure, then there is no harm in it. It is lighter than charity, as it returns to the lender. The preference between lending and paying off a debt varies depending on the individuals and circumstances. If it is possible to combine the virtue of lending with paying off a debt without harm, then that is preferable. Otherwise, prioritize paying off the debt.