Is it permissible for a retail merchant to sell goods he has not yet received? And is it permissible for the consumer who bought these goods to offer them to a wholesale merchant for purchase? And is it permissible for the retail merchant to stipulate that the wholesale merchant repurchase the goods from a third party?

Scholars differ on the ruling concerning selling non-food items before taking possession of them. The preponderant view is that it is impermissible. If the retail merchant takes possession of the electrical appliances—even if by moving them within the seller's warehouse from one corner to another—then there is no objection to him selling them for cash or in installments. There is no objection to a consumer offering to buy from the wholesaler what he (the consumer) purchased from the retailer, unless there is collusion intended to circumvent usury. An usurious transaction is forbidden if its purpose is to take more dirhams for dirhams at a later date. Circumventing usury increases the sin and does not make it permissible.