Is it permissible to sign a contract with a bank that includes an interest-based clause if the balance always covers the amount and repayment is made immediately, in order to avoid interest-based charges when using a Visa card due to travel issues?
It is not permissible to sign a contract that includes an usurious condition, because it entails an affirmation of the prohibited usurious transaction. The issue of necessity is not considered here as alternatives exist, such as Islamic bank cards.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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