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The question

Is a card whose balance is paid monthly, and which has no interest, considered a form of usury (riba)?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

It is permissible to use a Visa card that includes an usurious condition if payment is delayed, provided there is a confirmed hardship that cannot be avoided except by using it, and a commitment to pay on time to avoid falling into usury.

Summarized from the full answer at Ftawy · imported

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Source platform
Ftawy
Original fatwa ID
19978
Imported
Translation status
Source text, unreviewed
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