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Is it permissible to purchase an unbuilt house through a monthly installment system where the value of the installments increases with salary raises, and is this considered usury (riba)?

1 min readAlso available in العربية

For a sale to be valid, the price must be known. This is not achieved by linking the price to a salary increase or inflation. Purchasing an unbuilt house in monthly installments is done through an Istisna' contract.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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