Is it permissible to purchase an unbuilt house through a monthly installment system where the value of the installments increases with salary raises, and is this considered usury (riba)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
For a sale to be valid, the price must be known. This is not achieved by linking the price to a salary increase or inflation. Purchasing an unbuilt house in monthly installments is done through an Istisna' contract.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/188967
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 188967
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy