What is the ruling on a debtor delaying the repayment of a loan despite being well-off, claiming insolvency, and does the passage of time affect the ruling on the debt?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible for a debtor who is able to pay to delay settling a debt when its owner demands it, once it has become due, because this constitutes prohibited injustice, as the Prophet, peace and blessings be upon him, said: "The delay in payment by a rich person is injustice." The creditor has the right to demand the debt from the debtor, even by resorting to legal action.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/177011
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 177011
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy