What is the ruling on a bank not notifying a subscriber about an outstanding balance on his Visa card, and his using the card multiple times without payment; and does the bank bear responsibility for that?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The withdrawn amount must be returned to the bank, whether the bank demands it or not. One's liability is not discharged until it is returned. If paying the amount before a certain date is to avoid paying an additional sum due to delay, then this is an unlawful usurious transaction that must be immediately abandoned.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/43953
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 43953
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy