What is the Sharia ruling on using a credit card (Visa) to withdraw cash, with a 6% deduction from the withdrawn amount?
It is not permissible to charge fees for cash withdrawals using a credit card except for the actual cost of the operation, provided that the amount is fixed. Anything beyond that is forbidden usury (riba). This is the preponderant opinion of the Islamic Fiqh Academy.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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