What is the Sharia ruling on using a credit card (Visa) to withdraw cash, with a 6% deduction from the withdrawn amount?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to charge fees for cash withdrawals using a credit card except for the actual cost of the operation, provided that the amount is fixed. Anything beyond that is forbidden usury (riba). This is the preponderant opinion of the Islamic Fiqh Academy.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/139636
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 139636
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy