Is it permissible to deal with electronic payment gateways as a third party between the seller and the buyer in online stores, given the current low preference and difficulty of cash-on-delivery?
There is no objection to establishing an online store using electronic payment gateways as an intermediary between the seller and the buyer, where these gateways transfer the price of purchases from the buyer's credit card to the seller's account for a commission. The merchant is not responsible for the non-compliance of some credit cards with Sharia regulations, nor is he required to investigate the source of the card or its terms.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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