Is mortgaging homes forbidden?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Pledging houses is Islamically permissible, based on the Almighty’s saying: ﴿then a pledge in hand﴾, and Aisha's (may Allah be pleased with her) narration that the Prophet (peace and blessings be upon him) bought food from a Jew and pledged his shield.
However, if the loan is conditioned upon the borrower pledging his house for the lender to benefit from it, then this is not permissible, because it is a loan that brings a benefit.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/73851
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 73851
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy