Is it permissible to take out a usurious loan to pay rent and electricity bills to avoid eviction and scandal?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Allah has permitted the unlawful in times of necessity, and this includes usury (riba). Necessity is defined as reaching the point of destruction, loss of a limb, prolonged imprisonment, or chronic illness, and not merely a need or hardship. One must seek out lawful means to repay debts, because an usurious loan does not solve the problem, but rather complicates it further.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/16143
Where this answer came from
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- Ftawy
- Original fatwa ID
- 16143
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy