Is it permissible to take out a loan from usurious banks to buy a house due to the unavailability of Islamic banks and the high cost of rent, especially with the wife demanding it or divorce?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to take out a usurious loan to purchase a house, except in a case of necessity that entails perishment or something close to it. As long as the questioner has housing through rent, it is not permissible for him to take out a usurious loan. He must advise his wife and warn her of the consequences of dealing with usury, because the one who authorizes usury is cursed. If the wife insists on her demand, divorcing her is preferable to committing usury.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/76910
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 76910
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy