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The question

Is zakat obligatory on the remaining half of a loan that has not yet been repaid, knowing that the entire loan is invested and being repaid in monthly installments?

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Source: FtawySummarized from the full answer at Ftawy · reviewed Sep 2, 20261 min readAlso available in العربية
The answer

If the wealth you possess, after deducting your installments, reaches the minimum threshold (nisab), then zakat becomes obligatory upon you; otherwise, it is not. This is unless you have other wealth exceeding your needs, which can then be offset against the debt.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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