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Is it permissible to pay $180 to someone who promises to multiply the amount to more than $1000 after five months, claiming it is for charity, and would it be considered usury if the promised amount is recouped?

1 min readAlso available in العربية

The transaction mentioned between your sister and this individual, whether it was a loan or a partnership, is impermissible. If it was a loan, it is an interest-based loan (ribawi loan) because it draws a benefit for the lender, and every loan that draws a benefit is usury (riba). If it was a partnership, it is invalid due to the guaranteed profit within it. If a partnership becomes invalid, the profits are distributed according to the capital of the partners, and the worker receives wages for his labor. Based on this, if it was an interest-based loan, your sister is entitled only to her principal. If it was a partnership with a guaranteed profit, it must be dissolved.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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