What is the ruling on taking a loan of 75,000 dirhams from a person who pays the bank in installments with an interest of 15,000 dirhams, and considers himself a partner in the business, and demands a monthly salary of 3,000 dirhams even if the loan is repaid early?

This transaction is a forbidden usurious loan. Usury is not permissible except in cases of recognized necessity, which is a state of severe danger or hardship where harm to life, limb, honor, intellect, or wealth is feared. Lawful means are abundant for those who fear God, and God provides a way out for the pious and sustains them from where they do not expect. We advise you to frequently seek forgiveness and to recite the supplication for worry, sorrow, overwhelming debt, and the oppression of men, as narrated from the Prophet, peace and blessings be upon him.