Is it permissible to move from a residential area where crime and moral corruption are prevalent to a better area through murabaha with Islamic banks, despite an aversion to being in debt for a long time?

Taking on debt, especially long-term debt, carries a risk for the creditor. The fundamental principle regarding borrowing is its permissibility out of necessity, provided one has the ability to repay, given that it involves an obligation. Patience is better than incurring debt. It is permissible to purchase a house through a bank murabaha if it meets its Sharia-compliant conditions and you are able to fulfill the repayment; otherwise, it is not.