Is it permissible to take a marriage loan from the Arab Islamic Bank, which operates on the principle of depositing $500 or more and drawing $3,000 by lottery? And is it considered halal and does not fall under the rule of "every loan that draws a benefit is usury"?

The aforementioned transaction is impermissible because it is based on the principle of "lend me, and I lend you." The client lends to the bank on the condition that the bank lends him a larger sum, and this is the view of the Maliki, Hanbali, and Hanafi schools of thought. It also falls under the rule, "Every loan that draws a benefit is usury (riba)," as the bank stipulates that the client make a deposit in order to lend him, and the client stipulates entry into the draw. Both are conditional benefits. The rule "Every loan that draws a benefit is usury (riba)" is agreed upon by scholars.