Is it permissible, in Sharia, to obtain a credit card from an Islamic bank that operates on the basis of Tawarruq, knowing that the bank imposes additional profits for late payment after 55 days?
It is not permissible to obtain a credit card if its issuer stipulates an increase on the amount of credit in the event of delayed payment, because this is forbidden usury (riba).
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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