Is it permissible to agree to a group life insurance contract offered by the company to its employees, with the company paying its premiums, knowing that not agreeing deprives the employee of some benefits?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
An employee is not permitted to agree to a commercial insurance contract that the company will pay for, because commercial insurance, in all its forms, is unlawful () according to Islamic law. His agreement would lead to its conclusion, and he is, in reality, the party to the contract, not the company. Furthermore, his agreement constitutes an affirmation and acceptance of unlawful contracts. However, if the insurance is Takaful (cooperative insurance), then there is no objection to agreeing to it.
Summarized from the full answer at Ftawy · imported
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- 87363
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