Does the preceding ruling apply if the deducted amount does not represent 5% of the worker's income, and the profit from its investment represents nothing, indicating that it is a subscription fee and not insurance?

The prevalent understanding of the aforementioned transactions is that they constitute insurance, and the ruling concerning them is as previously stated. However, if it is confirmed that what the employee pays is merely a contribution, and that the company provides treatment as a charitable act, then there is no harm in that. The truth of the matter must be ascertained directly from the company itself, and inference based on the premises mentioned is not sufficient.