What is the difference between selling at a deferred price and Murabaha sale, and do they have the same meaning and religious ruling?
The old Murabaha is a sale with the capital and a known profit, and it is permissible by the agreement of jurists. As for contemporary Murabaha, which is a Murabaha sale for a party who orders a purchase, scholars have differed on its ruling:
- Malikis: It is forbidden if the party who orders the purchase bargains with the seller over the profit; it is disliked if he does not bargain but promises; and it is permissible if he neither bargains nor promises.
- Shafi'is: It is permissible even with bargaining and promising, provided there is no compulsion, because the sale occurs before the seller possesses the commodity, and it involves risk.
Selling at a deferred price means that the price of the commodity, in whole or in part, is postponed, whether the price of its sale on credit is higher than its cash sale price or not.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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