Is the questioner sinful for purchasing items for his parents using his father's credit card, given that the money in it is his father's money, and the transaction does not involve usury, and the money is withdrawn directly from his father's account? And is it permissible for him to withdraw cash using the same card?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The absolute statement that credit cards are impermissible to use is incorrect. They are permissible if they are covered (prepaid) and the contract does not include forbidden conditions. Therefore, if your father's card is covered and there are no usurious conditions in its use, there is no harm in using it for purchases or cash withdrawals. However, if it is not covered or if it contains usurious conditions, then it is impermissible to use.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/186299
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 186299
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy