If a borrower dies before fully repaying a usurious loan, are their heirs obligated to repay the remaining installments, or is the insurance that covers the remainder of the loan sufficient?

God gives glad tidings to those who repent to Him that He will accept their repentance. A person indebted with an usurious loan must repay the principal amount without the interest. If you repay what you took from the bank and manage to avoid the interest, there is no sin. If you fear death, write a will to repay the remainder of your debt, according to the hadith (definition): "The soul of a believer is tied to his debt until it is paid off," and "It is not right for a Muslim who has something to bequeath to spend two nights without having his will written down with him." Writing a will does not necessitate the repayment of the debt except from the inheritance, but if someone voluntarily pays it off, the deceased's obligation is cleared. If the insurance is cooperative and covers the debt after death, there is no sin. However, if it is commercial and forbidden, it is not permissible to participate in it, and whoever is forced into it may only take an amount equivalent to what they paid.