What is the ruling on borrowing from the company's savings fund - to which a percentage of the salary is deducted and the company contributes a certain percentage - for the purpose of purchasing real estate or cars?

It is permissible to subscribe to a savings fund and benefit from what it offers, such as a benevolent loan (Qard Hasan), if its dealings do not violate the provisions of Islamic Sharia and its funds are invested in what is permissible. However, if its dealings are forbidden, such as dealing with usury (riba), then it is not permissible to subscribe to it.