What is the ideal solution for ceasing to deal with a usurious bank and repenting to Allah, knowing that the remaining installments cannot be paid and that selling the apartment may achieve a double profit?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
You must repent from dealing with usury because it is one of the major sins and necessitates war from Allah and His Messenger. Part of perfecting repentance is to get rid of usurious interests. If it is possible to eliminate or reduce them, then you must hasten to pay off the installments, even if it means selling the house. However, if the usurious interests are binding and it is no longer possible to escape or reduce them, then there is no harm in benefiting from the house by living in it or renting it out.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19483
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19483
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy